Attorneys at the Affinity Law Firm represent individual debtors in Chapter 7 and Chapter 13 here in Jacksonville.

We also represent business Chapter 11 or Chapter 13 cases in the State of Florida.

Call today for a Bankruptcy Consultation.


Affinity Staff

My Photo
Gust Sarris
I was a business consultant and Entrepreneur for many years. During this time I had many attorneys and often felt that they certainly knew the law but often did not understand my business. About 8 years ago through my business efforts, I was in a place and time in my life where I could take some time off. I was always curious about the law and made the decision to attend law school. The first law practice I joined was not a fit for me. When I left I wanted to have a law firm that understood business and had a common sense approach to all forms of law The Affinity Law Firm was founded and immediately merged with the Law Office of Millie Kanyar. A strong partnership was formed that relied strongly on technology, business models, and an "affinity" for the law. In a short time another partner joined, Graham Syfert, and we have not stopped growing. Affinity Law now handles many types of law but has not forgot the basics that client service is number one. From the sound of our name you will find our approach to law refreshing. I hope that if you have read this far you will give us your enough trust to come in and see us and we will earn your trust. - Gust Sarris
View my complete profile

Bankruptcy Basics - The Automatic Stay

What is a “stay” or “automatic stay” and what does it do?

A “stay” is a legal restriction on creditors which imposes a wide range of prohibitions on their attempts to foreclose, repossess, collect and/or harass you.  The purpose of the stay is to ensure a fresh start for the person filing for bankruptcy and ensure an evenhanded management of the creditors involved.

The stay is often referred to as “automatic” because the act of filing a bankruptcy petition is all that is needed to bring it in to effect.  No extra paper work is required and no court action is required.  However, there are some actions are not stayed.

The automatic stay is governed by the language of 11 U.S.C. 362  (link may be outdated)

What is stayed?

  • Foreclosure
  • Garnishment
  • Wage Garnishment
  • Ongoing Litigation (Lawsuits and Court based collections)
  • Debt Collection Attempts (Creditor calls, etc.)
  • Any New Litigation to Collect
Well then what is not stayed?

Typically, things that are NOT stayed are:
  • Actions of creditors against co-debtors under Chapters 7 and 11
  • Criminal actions
  • Collection of alimony, maintenance, and support from property not part of estate
  • Proceedings that seeks establishment of paternity
  • Certain governmental actions or proceedings
  • Acts of creditors to maintain or continue perfection of an interest in property
People overwhelmed and being suffocated by creditors are allowed to breathe from the automatic stay.  It is important to contact a bankruptcy attorney to properly file all the necessary documents and ensure that your bankruptcy is a success.


Qing Cai said...

chanel outlet store
omega watches
ferragamo outlet
lululemon pants
rolex watches,rolex watches,swiss watches,watches for men,watches for women,omega watches,replica watches,rolex watches for sale,rolex replica,rolex watch,cartier watches,rolex submariner,fake rolex,rolex replica watches,replica rolex
bottega veneta outlet online
replica handbags,replica handbags outlet,cheap handbags,purses and handbags,wholesale replica handbags,replica bags,bags outlet,replica handbags wholesale,cheap purses,discount handbags,handbags sale,wholesale purses,handbags and purses,replica purses
louis vuitton handbags
longchamp handbags
true religion outlet
ferragamo shoes
ferragamo shoes
coach outlet
swarovski jewelry
tiffany jewelry
ferragamo shoes sale
tory burch outlet online
coach handbags
kate spade uk outlet
tiffany outlet
celine outlet
michael kors factory outlet
ralph lauren uk
fitflops sale
fitflops outlet sale
mulberry sale
ferragamo shoes
chanel handbags outlet
lululemon outlet
ralph lauren outlet

Fangyaya said...

christian louboutin pas cher
red bottom shoes
louis vuitton bags
ralph lauren sale
abercrombie outlet
vans outlet
toms wedges
adidas originals
hermes outlet
christian louboutin shoes
louboutin femme
coach outlet clearance
cheap jerseys
coach outlet
jordan 3 retro
christian louboutin sale
christian louboutin outlet
cheap ray ban sunglasses
toms wedges
giuseppe zanotti outlet
coach outlet online
celine handbags
concord 11
retro 11
nike outlet
louis vuitton purses
louis vuitton outlet
jordan retro 4
michael kors outlet online
oakley sunglasses
michael kors outlet
mont blanc pen
asics running shoes
timberland shoes
lebron 13 shoes
michael kors outlet
louis vuitton handbags
ghd flat iron
jordan shoes

艾丰 said...

ralph lauren uk
michael kors handbags outlet
hollister uk
nike outlet store
lebron shoes
asics,asics israel,asics shoes,asics running shoes,asics israel,asics gel,asics running,asics gel nimbus,asics gel kayano
ugg uk
christian louboutin outlet
christian louboutin outlet
oakley sunglasses

林磊 said...

20170216 leilei3915
coach factory outlet
kate spade
christian louboutin shoes
louis vuitton outlet
coach outlet online
ralph lauren uk
fitflops outlet
cheap nfl jerseys
swarovski crystal
kevin durant shoes

Gege Dai said...

swarovski outlet
oakley sunglasses
michael kors handbags outlet
rolex outlet
oakley sunglasses
ugg boots
cheap ray bans
cheap oakley sunglasses
nike store uk
gucci site ufficiale

xjd7410@gmail.com said...

ferragamo shoes
coach outlet online
oakley sunglasses wholesale
nfl jerseys
ray ban sunglasses
adidas outlet
michael kors outlet online
los angeles lakers
pandora charms
cheap oakley sunglasses

John said...

pandora soldes
ralph lauren
polo ralph lauren outlet online
hermes outlet
coach outlet store
polo ralph lauren
nike free run
louboutin shoes
ralph lauren outlet online
ray ban sunglasses cheap

shuaige cai said...

ugg boots clearance
mulberry handbags
canada goose outlet
uggs outlet
coach outlet store online
canada goose outlet
nike trainers
michael kors handbags
moncler jackets
nike shoes

chenlili said...

burberry scarf
adidas yeezy
ugg boots
ugg boots
pandora jewelry
canada goose outlet
longchamp outlet
nfl jerseys

洛噷 said...

2018125 leilei3915
cheap ugg boots
ugg boots clearance
coach factory outlet
pandora outlet
adidas nmd r1
nike outlet
ugg boots
ugg boots
pandora charms
ugg outlet

ben daigege said...

polo ralph lauren
adidas nmd
air jordan 4
prada handbags
michael kors wallets
ugg boots
louboutin shoes
ugg outlet
jazz jerseys
ray ban sunglasses

chenlili said...

pandora jewelry
canada goose
balenciaga sandals
cheap michael kors bags
lebron soldier 9
prada sunglasses
harden vol 1
nike huarache
ugg slippers

sandy said...


شركة نقل عفش من الرياض الى الدمام الاحساء الخبر

افضل شركة نقل عفش من الرياض الى جدة


Post a Comment